Beware of Old Mortgages!
Even though you’ve paid off a mortgage or home equity line, the bank’s lien against your home may still remain. During the course of a real estate transaction, whether a sale or refinance, a report of title is procured from a title insurance company to insure your buyer or lender that there are no liens against your property. Very often, …
Do Not Drive a Snow-Covered Car!
You should be aware that N.J.S.A. 39:4-77.1 confers upon New Jersey motorists the affirmative obligation to make a good faith effort to clear all ice and snow from their cars before driving. The statute provides that you may be stopped by a police officer for failing to do so, and you can be fined up to $75.00 for each occurrence. …
Important for Parents of Adult Children
Over the holidays, I received a phone call from a close friend. His son, already on psychological medication, had ingested a good deal of illicit street drugs, suffered a psychotic break, and landed in the emergency room, facing the prospect of being committed to an institution. Like any parent, my friend had a litany of questions for the doctors, and …